Picture this. You spend years working hard to stay current on all of your bills. You make sure all of your credit card balances are paid off before interest accrues, and you go the extra mile to never miss a car, rent, or loan payment the day it comes due. After all of this hard [...]
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So far Chari Harris has created 34 blog entries.
It’s a new year, and fraudulent debit card use is on the rise. This type of theft isn’t necessarily new. Debit and credit card fraud is as old as modern payment transaction technology itself; the only difference today is that fraudsters are getting more and more creative about how they go about committing their crimes. [...]
It may seem strange to imagine what life must be like as a living person who is presumed to be dead by the US Government. Unfortunately, this happens more often than you might think, and for the people whose lives are impacted by such mistakes, the resulting turmoil can be incredibly stressful. Laws and regulations [...]
Mixed credit files can be a real headache for consumers. When this happens, it puts a serious damper on how someone is treated by lenders, landlords, and even potential employers. Someone who might otherwise have a perfect credit history could be deemed a credit risk just because of a mix-up that isn’t their fault whatsoever. [...]
For most Americans, insurance coverage is a necessary part of life. State laws require us to carry insurance for the vehicles we drive, health insurance safeguards us from potentially catastrophic medical expenses, and liability insurance is typically required for many businesses to legally operate in the state of Colorado. No matter your opinions of big [...]
As you’re probably already aware, your credit file is the single most important feature about you that reflects your creditworthiness. The information contained in your credit file is used by banks, lenders, and other financial institutions to make decisions about how much money you can borrow, at what interest rate, and under what borrowing terms. [...]
Here in the United States and throughout the world, the solar power industry has been experiencing hockey stick-like growth, particularly in the past ten years. In 2016, the total number of solar power generation installations in the United States hit a staggering milestone: one million. And, in 2019, that number doubled to two million. At [...]
In early September of 2020, after the Coronavirus pandemic entered its seventh month of devastating the US economy, job market, and social structures, the CDC announced the release of an order dubbed the ‘CDC Eviction Moratorium’. Because of spikes in new Coronavirus cases throughout the country along with worsening unemployment numbers due to the pandemic, [...]
It’s frustrating enough to have to deal with damages caused by hail, heavy winds, blizzards or other natural disasters. The stress mounts when you have to juggle dealing with the insurance company, managing temporary living accommodations, and more. You wouldn’t expect to be targeted for fraud in the wake of a jarring natural disaster, but [...]
Credit is an important financial tool used by consumers to achieve goals like going to college, buying a house, obtaining a personal loan, and more. In the modern age, consumer credit is indispensable as a means of creating a better life through leveraging debt in a way that serves specific goals. And, credit should be [...]