For many people, ‘bankruptcy’ may seem like a bad word. It has a cultural stigma associated with failure or poor financial decisions. For those who’ve gone through a bankruptcy, they’ll tell you: it’s takes time, effort, and plenty of cutting through bureaucratic red tape before it’s possible to return to a sense of normalcy again. [...]
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So far Chari Harris has created 10 blog entries.
Having your property damaged due to hail is frustrating enough. Then, having your insurance company tell you that your hail damage insurance claim is denied...well, frustration can quickly spiral into feeling helpless and victimized. When this happens, it’s completely understandable to want to take action. The great news is that there are some things you [...]
In 1970, a very important piece of legislation was passed. This piece of legislation would go on to become the bedrock for the defense of consumers when it comes to how their credit-related information is stored, communicated, and updated. This piece of legislation is known as the Fair Credit Reporting Act, and it serves as [...]
In the Spring of 1962, then-president of the United States John F. Kennedy gave an historically important speech to Congress. In that speech, President Kennedy outlined four basic rights that should be upheld for all consumers in the US—these rights were presented as inherent and without contention, and the speech itself would become a reference [...]
You might have heard about a Colorado state law that protects car buyers from buying a vehicle that ends up being a ‘lemon’—a term used to describe a malfunctioning, broken, or defunct automobile. The Colorado lemon law does exist, and it is in place to protect buyers particularly when they purchase a vehicle from a [...]
It’s fair to say that e-commerce has exploded into a global phenomenon. To find the absolute best deals and to get access to products and services that you just can’t find anywhere else, using the internet to do your shopping is going to be a necessity. You know you need to be able to shop [...]
In today’s world of instant credit checks, credit score changes, and fast-as-the-speed-of-light communication among all three of the top credit reporting bureaus, credit reporting errors can be abruptly damaging. And, they can show up seemingly out of nowhere. Thankfully, many credit report errors can be easily resolved with a single email or phone call. However, [...]
Did you know that in the year 2017, more than 16 million people were victims of identity theft? And, unfortunately, this number isn’t going down. ‘White collar’ criminals who prey on hapless consumers are constantly evolving their tactics and strategies aimed at stealing identifying personal information so that it can be used to take out [...]
Unfortunately, car dealerships defraud consumers on a fairly regular basis. More often than not, these cases of fraud go completely undetected, and many consumers feel powerless or lost in how to take action against this sort of illegal activity. [And, let’s not mince words here—car dealership fraud is illegal. There are consumer rights laws that [...]
Car dealership scam artists are alive and well, and there’s a good chance that one is operating just down the street from where you live. It’s a sad fact about the car industry, and it means that consumers need to protect themselves more than ever before ever stepping foot on the sales lot of a [...]