As much as we’d like to fully trust the insurance companies we pay to protect our valuables and livelihood, they don’t all operate in an honest, diligent way. Unfortunately, the reality is that bad faith insurance practices take place every day, and it’s a global phenomenon. Thankfully, here in the United States, there are laws [...]
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So far Chari Harris has created 34 blog entries.
Some credit reporting errors are mere annoyances. Others, however, can be potentially devastating to your financial welfare. Even more challenging still can be the long, drawn-out process of contacting the credit reporting bureaus, lodging formal error correction requests, and dealing with the financial setbacks that come as a result of not being able to properly [...]
You pay good money every month for the insurance coverage that you’ve come to rely on. The insurance company that you’ve entrusted to protect your car, home, or other property should be responsive, helpful, and expedient when the time comes for a claim to be filed and for you to be compensated for your losses. [...]
No matter the circumstances, divorce is rarely easy or simple. It’s difficult enough having to deal with the paperwork, negotiations, and disputes that are often part-and-parcel of the overall divorce process. Through it all, you may feel like you have a good understanding of where you’ll wind up, credit-wise—until, of course, there are surprises. More [...]
For many people, ‘bankruptcy’ may seem like a bad word. It has a cultural stigma associated with failure or poor financial decisions. For those who’ve gone through a bankruptcy, they’ll tell you: it’s takes time, effort, and plenty of cutting through bureaucratic red tape before it’s possible to return to a sense of normalcy again. [...]
Having your property damaged due to hail is frustrating enough. Then, having your insurance company tell you that your hail damage insurance claim is denied...well, frustration can quickly spiral into feeling helpless and victimized. When this happens, it’s completely understandable to want to take action. The great news is that there are some things you [...]
In 1970, a very important piece of legislation was passed. This piece of legislation would go on to become the bedrock for the defense of consumers when it comes to how their credit-related information is stored, communicated, and updated. This piece of legislation is known as the Fair Credit Reporting Act, and it serves as [...]
In the Spring of 1962, then-president of the United States John F. Kennedy gave an historically important speech to Congress. In that speech, President Kennedy outlined four basic rights that should be upheld for all consumers in the US—these rights were presented as inherent and without contention, and the speech itself would become a reference [...]
You might have heard about a Colorado state law that protects car buyers from buying a vehicle that ends up being a ‘lemon’—a term used to describe a malfunctioning, broken, or defunct automobile. The Colorado lemon law does exist, and it is in place to protect buyers particularly when they purchase a vehicle from a [...]
It’s fair to say that e-commerce has exploded into a global phenomenon. To find the absolute best deals and to get access to products and services that you just can’t find anywhere else, using the internet to do your shopping is going to be a necessity. You know you need to be able to shop [...]