Some credit reporting errors are mere annoyances. Others, however, can be potentially devastating to your financial welfare. Even more challenging still can be the long, drawn-out process of contacting the credit reporting bureaus, lodging formal error correction requests, and dealing with the financial setbacks that come as a result of not being able to properly [...]
No matter the circumstances, divorce is rarely easy or simple. It’s difficult enough having to deal with the paperwork, negotiations, and disputes that are often part-and-parcel of the overall divorce process. Through it all, you may feel like you have a good understanding of where you’ll wind up, credit-wise—until, of course, there are surprises. More [...]
For many people, ‘bankruptcy’ may seem like a bad word. It has a cultural stigma associated with failure or poor financial decisions. For those who’ve gone through a bankruptcy, they’ll tell you: it’s takes time, effort, and plenty of cutting through bureaucratic red tape before it’s possible to return to a sense of normalcy again. [...]
In 1970, a very important piece of legislation was passed. This piece of legislation would go on to become the bedrock for the defense of consumers when it comes to how their credit-related information is stored, communicated, and updated. This piece of legislation is known as the Fair Credit Reporting Act, and it serves as [...]
In today’s world of instant credit checks, credit score changes, and fast-as-the-speed-of-light communication among all three of the top credit reporting bureaus, credit reporting errors can be abruptly damaging. And, they can show up seemingly out of nowhere. Thankfully, many credit report errors can be easily resolved with a single email or phone call. However, [...]
Have you been harmed by a lender, debt collector, insurance company, or by identity theft, etc? Tell us about your case. We're ready to help you tackle your consumer law issue, protect your rights & help restore normality in your life and/or business.
