Welcome to Matthew R. Osborne, PC.

One of the few law firms in St. Louis focusing entirely on consumer law.

Our firm leverages the substantial power of St. Louis consumer protection law to aid clients in legal matters relating to credit, fraud, employment, and identity theft. We understand the legal tactics used by mortgage, insurance, and debt collection companies, and use that expertise to win cases for our clients.

Litigating numerous consumer cases in trial, our attorneys have also overseen countless successful settlements, making us the region’s premier consumer law-focused firm. We are St. Louis’s go-to resource for expert legal representation in consumer rights cases, and we are more than ready to start fighting for you, today.

consumer protection st louis

Comprehensive Legal Services

Wherever consumer rights are threatened in the state of Missouri, we are ready to help. Our St. Louis consumer law attorneys bring considerable expertise to your case and always have your best interests at heart. Our team offers expert legal representation in cases involving:

Bad Credit Reporting

Your credit score and credit rating should be an honest, accurate representation of your credit track record. With us on your side, you can rest assured that everything on your report will be fair, timely and accurate.

Identity Theft/Fraud

Has your identity been used illegally to apply for credit, obtain a loan, or acquire government documents? You need the attorneys at Matthew R. Osborne, PC on your side.

Mixed File Cases

We have extensive experience aiding clients with mixed file cases involving the three major credit reporting bureaus in the United States: Transunion, Experian, and Equifax.

False Background Checks

When being considered for a job or promotion, you want to make sure you are being treated fairly, so you can give the best possible impression to a potential employer.

We understand that navigating a complex legal case by yourself can be intimidating and confusing. You want to be sure you are making the best possible decisions while avoiding costly mishaps. Without a proven St. Louis legal professional on your side, however, your odds of a favorable outcome are greatly diminished.

For winning legal representation, you need more than hope and good fortune. You need Matthew R. Osborne, PC.

Why Work with Us?

Many of our clients reach out once they realize they are in over their heads in a complex legal dispute. In many instances, they recognize that they are the victims of injustice but don’t know how to navigate the overwhelming legal process that comes with proving their cases.

Unlike other St. Louis law firms, at Matthew R. Osborne, PC, we take the time to learn our clients’ unique stories. We also actively communicate the details and developments of every case we manage, so clients never feel confused or left in the dark.

In many circumstances, we are able to take a client’s case on a contingency fee basis, which means they pay no upfront attorney fees. In these instances, we only get paid if we recover money for you.

We are St. Louis consumer law experts who go above and beyond to ensure the best possible outcome for our clients. If you have a viable case, we’ll provide a free consultation and tell you what your options are. We’ll also remain by your side until your unique case is completely resolved.

That’s the Matthew R. Osborne, PC difference. To get started, contact us online or call (303) 536-7457.


Matthew R Osborne, PC
Based on 10 reviews
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Rob hall
Rob hall
22:27 23 Mar 20
Matt and his team were able to exceed my expectations! He represented me in a case against an Automotive dealership... that falsely advertised there product that I purchased. I had signed an arbitration agreement and he took on my case and won a reasonable settlement regardless of it.read more
Christian H
Christian H
04:15 18 Mar 20
I had an issue with my credit report with one of the big 3 credit reporting agencies. After years of trying to fix it... on my own and even seeing other lawyers, Matt took up my case and saw it through to the end. I would definitely recommend him, don't hesitate to contact him.read more
Becca Brooker
Becca Brooker
16:24 02 Mar 20
Mr. Osborne has been nothing but helpful with our Experian lawsuit. It was a stress-free process and we are completely... satisfied with the end result. We highly recommend!read more
Jacquie Higinbotham
Jacquie Higinbotham
04:06 23 Feb 20
Matt Osborne represented me and my husband in actions against a car lender and three credit reporting agencies, in the... aftermath of my car catching on fire. We were very satisfied with his services. He is very knowledgeable and handled everything with little or no stress for us. He and his staff were great to work with. They kept us up to date and quickly responded to our concerns and questions. All the cases settled and we were very pleased with the outcome. I definitely recommend Matt for any consumer and credit issues.read more
Anita Smith
Anita Smith
23:40 02 Dec 19
Mr. Osborne helped me with a case a few years ago against a major bank and the three credit bureaus and I could not... believe the settlement amounts he got in the end. He was very amicable, always responsive to questions and inquiries, and was easy to reach. Although that was the first time I'd ever worked with a lawyer - I'm hedging a bet that it's probably not as easy and fantastic for most people working with lawyers as my experience was with Mr. Osborne. He is simply the best! I called him again for a recent case, and he proved to be as informative and diligent and quick-to-respond as ever. Unfortunately, a couple of things barred us from being able to proceed (one being my fault) but he was exceedingly generous and refunded the retainer (which is amazing because again - one of those things was my fault). Anyway - you could not find a better person to be in your corner in regards to consumer financial protection issues - this is the very person you want. (By the way, this is not just limited to just Colorado - we've lived overseas (Armed Forces Europe address) for a while, and he took both my cases on while I was overseas. If you're considering him for consumer financial protection issues from anywhere... give him a call!read more
Matt McCune
Matt McCune
13:08 20 Nov 19
Matt Osborne is the premier consumer protection attorney in Colorado. If you are being harassed by creditors or getting... screwed by insurance companies, Matt is the attorney to call! I've referred many clients to him over the years. I highly recommend this lawyer.read more
Jack Forbes
Jack Forbes
01:22 10 Sep 19
Matthew Shumaker
Matthew Shumaker
01:35 16 Feb 16
On account of an issue that I had with an FCRA regulated party I was frustrated and knew that my rights had been... violated; I needed an attorney that could handle this claim. After finding that Matthew Osborne specialized in FCRA related litigation I was able to get an appointment within a few days. After a quick consultation Matthew was able to spell out what encroachments I was dealing with and how he could help. After paying a small retainer fee, a demand for my case was sent out and after a usual interval of time results were gathered. While all cases are different Matthew was expecting this to drag out into a year and he was able to get a settlement in just under four months; phenomenal work. If your rights have been violated under the FCRA or in any other areas that Matthew represents look no further. read more
matthew wentz
matthew wentz
01:52 22 Jun 15
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