For many people, ‘bankruptcy’ may seem like a bad word. It has a cultural stigma associated with failure or poor financial decisions. For those who’ve gone through a bankruptcy, they’ll tell you: it’s takes time, effort, and plenty of cutting through bureaucratic red tape before it’s possible to return to a sense of normalcy again. [...]
In 1970, a very important piece of legislation was passed. This piece of legislation would go on to become the bedrock for the defense of consumers when it comes to how their credit-related information is stored, communicated, and updated. This piece of legislation is known as the Fair Credit Reporting Act, and it serves as [...]
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